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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

Six Flammable Foods

Flour may seem harmless, but many people don’t realize that it has a hot temper. Under certain conditions, foods like flour are highly flammable and can result in fiery kitchen situations.Combustible foods are part of the reason why cooking is the leading cause of home fires in the United States, and the leading cause of all residential building fires and injuries according to the U.S....

How to Determine the Right Amount of Coverage Needed

Life insurance – everyone needs it, but how much coverage do you need? Every individual has a unique situation and choosing the amount of coverage requires calculating specific factors. These include the financial obligations that would be left should you suddenly pass away, including: Income replacement: Your loved ones can be left in a dangerous financial condition without the income you bring to the family....

How Should I Budget for Business Insurance?

Your business insurance should cover every possible risk for your operation. It may surprise you that as a basic calculation, the entire range of business insurances, including commercial liability, commercial property insurance, health insurance for employees, workers’ compensation, and other insurances should be budgeted at about 20 to 30 percent of expected gross sales. Smaller businesses can expect to budget far less. Every industry, and...

How to Remove Oil Stains from Your Driveway

It’s a situation that eventually irritates most homeowners: motor oil stains on the driveway. Whether it’s caused by worn seals, roadway mishaps or clumsy upkeep, even the most meticulously maintained vehicle can wind up depositing that dark, gooey gunk right in front of your proud home.A Labor of Love Given the attention and care we put into maintaining our homes – more than 10 hours...

Useful Apps for Homeowners

Your house is most likely one of the biggest investments you’ll ever make.Do you have the right tools to help you manage it? And no, we aren’t talking about the ones in your toolbox (although those are definitely important).We’re talking about apps specifically designed to help you easily manage the many aspects of owning and operating your home. From landscape design to planning your next...